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Equitable Life: Will Gov’t Apology Assuage The Pains?

This week marks a turning point in the case of the million of policyholders with Equitable Life Assurance Society who have had to wait several years to know what finally becomes of their investment with the insurer. As expected, while some of them might get some compensation many others would not be so lucky. In what …

Travel Insurance: Annual Or Single Trip Cover?

Travel insurance should be considered essential. Wherever you are travelling to, whatever you are doing, there is always a chance something could go wrong. Each year, around 25% of travellers go away without adequate cover, risking big bills if something unexpected was to happen. Making the decision to buy travel insurance may be easy, but there …

Insurance For Your Best Friend

We have insurance for our cars, our homes, our lives and even our debts; but what about the furry members of our family? Because no NHS type scheme exists for animals, the cost of vet fees and medications can skyrocket if adequate precautions aren’t taken in the form of pet insurance. Statistically, there are more claims …

A Small Way To Reduce Stress Levels On Your Wedding Day

What Is Wedding Insurance? Wedding insurance is basically a policy taken out designed to cover all the financial aspects associated with a wedding with regards to the disasters that may befall them. Similar to other insurance policies, it provides protection for items or circumstances that resulted through ‘no fault of your own’, a common insurance clause. …

Saving Our Old Days with Life Insurance Annuities

With the advances in medicine, people are living longer. As a result, they need a way to have retirement funds. Annuities provide Social Security and individual retirement accounts. They are offered by life insurance companies and are similar to mutual funds, but with tax benefits that make them attractive. However, they take many different forms and …

The Importance of Life Insurance For Children

Life insurance is something we need to have a death or injury benefit according to the terms and condition given. Life insurance is strongly recommended since when we have this, all the bad things which may happen to us will be guaranteed to be recovered. The life insurance is paid upon the accident which causes death …

The Benefits of Term Life Insurance

In our life, we often experience unexpected things like death, or disability due to an accident. To deal with this emergency unexpected condition, we need an Insurance as it will guarantee our needs of life in such a condition. If we don’t have an insurance, we will either risk our critical condition of life like being …

Variable Universal Life Insurance and its Protection

Variable Universal Life Insurance (VUL) is a type of life insurance that builds cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner. The ‘variable’ …

Variable Life Insurance And Its Benefits

Variable life insurance is a permanent life insurance policy with an investment component. The policy has a cash value account, which is invested in a number of sub-accounts available in the policy. A sub-account act similar to a mutual fund, except it’s only available within a variable life insurance policy. A typical variable life policy will …

Staple Items You Need To Be Familiar With Life Insurance

The Two Major Policy Types of Life Insurance: There are many issues important to each of our everyday life, tough decisions which have to be considered as a way to choose the best option not only for your own good, but additionally for the happiness of our own families. It really is ironic a large number …